/* Hero Section */
.hero {
  background-color: var(--color-navy-soft);
  color: var(--color-white);
  padding: var(--spacing-16) 0 var(--spacing-20);
  text-align: center;
  position: relative;
  overflow: hidden;
}

.hero::after {
  content: '';
  position: absolute;
  bottom: -50px;
  left: 0;
  width: 100%;
  height: 100px;
  background-color: var(--color-off-white);
  transform: skewY(-2deg);
  z-index: 1;
}

.hero .container {
  position: relative;
  z-index: 2;
  max-width: 800px;
}

.hero-badge {
  display: inline-block;
  background-color: rgba(255, 255, 255, 0.1);
  color: var(--color-gold);
  padding: var(--spacing-1) var(--spacing-3);
  border-radius: var(--radius-full);
  font-size: var(--text-sm);
  font-weight: 600;
  margin-bottom: var(--spacing-4);
  letter-spacing: 0.5px;
}

.hero h1 {
  color: var(--color-white);
  font-size: clamp(var(--text-3xl), 5vw, var(--text-5xl));
  margin-bottom: var(--spacing-4);
}

.hero-subtitle {
  font-size: var(--text-lg);
  color: var(--color-gray-200);
  margin-bottom: var(--spacing-8);
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}

.hero-cta {
  display: flex;
  flex-direction: column;
  gap: var(--spacing-4);
  justify-content: center;
  align-items: center;
}

@media (min-width: 640px) {
  .hero-cta {
    flex-direction: row;
  }
}

/* Features Section */
.features-section {
  padding: var(--spacing-16) 0;
  background-color: var(--color-off-white);
}

.section-header {
  text-align: center;
  margin-bottom: var(--spacing-12);
}

.section-header h2 {
  color: var(--color-navy-soft);
}

.features-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-6);
}

@media (min-width: 768px) {
  .features-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

.feature-card {
  text-align: center;
  padding: var(--spacing-8) var(--spacing-6);
  background-color: var(--color-white);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
  transition: transform var(--transition-normal), box-shadow var(--transition-normal);
}

.feature-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-lg);
}

.feature-icon {
  width: 64px;
  height: 64px;
  margin: 0 auto var(--spacing-4);
  background-color: var(--color-gold-light);
  color: var(--color-navy-soft);
  border-radius: var(--radius-full);
  display: flex;
  align-items: center;
  justify-content: center;
}

.feature-icon svg {
  width: 32px;
  height: 32px;
}

/* Calculators Section */
.calculators-section {
  padding: var(--spacing-16) 0;
  background-color: var(--color-white);
}

.calculator-cards {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-8);
  max-width: 900px;
  margin: 0 auto;
}

@media (min-width: 768px) {
  .calculator-cards {
    grid-template-columns: repeat(2, 1fr);
  }
}

.calc-card {
  border: 1px solid var(--color-gray-200);
  border-radius: var(--radius-xl);
  padding: var(--spacing-8);
  text-align: center;
  display: flex;
  flex-direction: column;
  height: 100%;
}

.calc-card h3 {
  color: var(--color-navy-soft);
}

.calc-card p {
  color: var(--color-gray-600);
  flex-grow: 1;
}

.calc-card .btn {
  margin-top: var(--spacing-6);
  width: 100%;
}

/* How It Works Preview */
.how-it-works-preview {
  padding: var(--spacing-16) 0;
  background-color: var(--color-navy-soft);
  color: var(--color-white);
}

.how-it-works-preview .section-header h2 {
  color: var(--color-white);
}

.steps-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-8);
  position: relative;
}

@media (min-width: 768px) {
  .steps-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

.step-card {
  text-align: center;
}

.step-number {
  width: 48px;
  height: 48px;
  background-color: var(--color-gold);
  color: var(--color-navy-dark);
  font-size: var(--text-xl);
  font-weight: 700;
  border-radius: var(--radius-full);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto var(--spacing-4);
}

.step-card h4 {
  color: var(--color-white);
}

.step-card p {
  color: var(--color-gray-300);
}

/* CTA Section */
.cta-section {
  padding: var(--spacing-16) 0;
  text-align: center;
  background-color: var(--color-off-white);
}

.cta-container {
  background-color: var(--color-gold-light);
  border-radius: var(--radius-xl);
  padding: var(--spacing-12) var(--spacing-6);
  max-width: 800px;
  margin: 0 auto;
}

.cta-container h2 {
  color: var(--color-navy-dark);
  margin-bottom: var(--spacing-4);
}

.cta-container p {
  color: var(--color-gray-700);
  margin-bottom: var(--spacing-8);
}